Dealing with Character Down Time
Living life for a month is not free. Everybody has expenses that must be paid for food, shelter and clothing. Below is a list of what a character will be required to pay to live a particular lifestyle for a month. Generally speaking, the more money a person spends the higher their lifestyle, and the higher the lifestyle the safer, more comfortable the character will be. Better lifestyles tend to also present better opportunities.
How to Spend Your Down Time.
Training- A character can find a teacher and train for a month to earn an extra KP in a skill. Training for a month under a teacher costs 10 gold per rank in the skill you are working on. As an example, if your working on going form rank 1 to rank 2 in a skill it will cost 20 gold and a month to earn a KP. If you are training a skill from rank 3 to rank 4, it will cost 40 gold and a month for that KP. Training in a skill you have no rank in yet thus costs 10 gold and a month to gain a KP. Note that training is a skill that is considered illegal is double cost in gold. Also note that much of this money does not go directly to the teacher as profit, but also to supplies which are used up.
Work- Your character may spend a month working to earn extra money. A character spending a month working will earn 8 gold per month per rank in their highest skill. For every rank you have in the instruction skill, you gain a 20% bonus.
Socializing- Spending a month socializing will develop contacts for your character. Each month will develop 3 "levels" worth of contacts. This will be explained else where. The type of contacts you will develop will be based on your lifestyle. Generally you will develop contacts of near your own lifestyle level.